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Consumer Insolvency Regimes

In the field of consumer insolvency, the comparative analysis mainly focuses on debt discharge. Our primary interest is to compare the normative background of provisions that determine the time frame, e.g., the duration of a discharge procedure and blocking periods as well as financial and behavioral prerequisites of discharge procedures such as financial education, or restrictions in the debtor’s private or professional life. These factors illustrate how individual responsibilities or structural aspects of insolvency shape the consumer debt regulation in various ways.

Funded by the European Union (ERC, RESOLVENCY, 950427). Views and opinions expressed are however those of the author(s) only and do not necessarily reflect those of the European Union or the European Research Council Executive Agency. Neither the European Union nor the granting authority can be held responsible for them.